DETALLES DE PARTICIPACION

MARKETING AND ADVERTISING POLICY

Valid since February, 11 2021

POLICIES AND PROCEDURES POLICY

PlusMoreUsa Policies and Procedures governing Members are outlined below. Take time to read the entire document to fully understand the Policies and Procedures. These Policies and Procedures are incorporated by reference in the PlusMoreUsa Membership Agreement. In the case of any conflict between these Policies and Procedures and the Member Agreement, the Member Agreement shall prevail. PlusMoreUsa reserves the right to change these Policies and Procedures at any time.

PlusMoreUsa Motto & Creed
The team at PlusMoreUsa Financial & Marketing Services, LLC (“PlusMoreUsa”, “the company”, “We”, “Us”) believes that Opportunities are everywhere, and those who dare to take them, will experience amazing changes in their lives. Leaders are created by taking risks rather than waiting for things to just happen. PlusMoreUsa’s leadership has reached a high degree of integrity and success at accounting, sales and marketing, and all created by years of smart work, based on trials and errors. As such, we are committed to the following principles and standards as an expansion of our creed. For purposes of these Policies and Procedures, PlusMoreUsa, its subsidiaries and affiliates shall be referred to as "PlusMoreUsa."

Use Our Talents & Experiences
The PlusMoreUsa management team is committed to supporting its Members, to giving them the best possible services available in the area of personal and business tax matters, business structuring and marketing and to calculate and open an opportunity for everyone to get a share of our profit by collaborating in synergy. PlusMoreUsa has set these goals to give each Member the best possible outcome from the services provided and an amazing opportunity to develop a successful extra income opportunity. PlusMoreUsa will not exclude anyone from this great advertising venture, by being bias about race, age, sex, national origin, religion, disability or any other similar grounds prescribed or otherwise prohibited by law.

Member Rights and Obligations
1-Ethics
PlusMoreUsa conducts business in an ethical and credible manner and requires its Members to deal ethically with their referrals, with each other and with the company. PlusMoreUsa permits no unethical or illegal activity and will intercede when such behavior may exist, and PlusMoreUsa reserves the right to use its best judgment in deciding whether certain Member activities are unethical. Furthermore, PlusMoreUsa may use its own discretion in determining the appropriate course of action. If PlusMoreUsa determines that unethical activities may exist, then it reserves the right to suspend or terminate a client’s membership, including but not limited to all payouts and payments of any kind. Under no circumstances would a Member who is terminated for unethical or illegal activity be entitled to a refund of their upgrade or process fee, nor are they entitled to sell or transfer their referral list.
EXAMPLES OF UNETHICAL OR ILLEGAL ACTIVITY INCLUDE, BUT ARE NOT LIMITED TO:
• Forging a signature on any document. This includes electronic signatures on any PlusMoreUsa referrals portal, as well as on online Member agreements.
• Making false or misleading representations of any kind including, but not limited to, misrepresentations about PlusMoreUsa services or the PlusMoreUsa Compensation Plan.
Depositing checks made payable to PlusMoreUsa into personal accounts instead of immediately forwarding them to PlusMoreUsa.
• Cross-line referrals: An PlusMoreUsa Member may not solicit an individual or entity that has been previously sponsored by another Member or that is considering joining PlusMoreUsa and being sponsored by another Member. For example, a signed-up member signing up under someone’s else name be recruited. During the term of their agreement and for a period of two (2) year after their Agreement has expired or terminated, PlusMoreUsa Members are further prohibited from directly or indirectly soliciting an existing or pending Member into a sales organization with similar or like-services like PlusMoreUsa.
• PlusMoreUsa Members may not solicit an PlusMoreUsa Member, whether active, inactive, individual or an entity, to participate in a network marketing program offered by any other company, such network marketing company offering financial services competitive to those offered by PlusMoreUsa. During the term of their agreement and for a period of 2 years after, PlusMoreUsa Members are further prohibited from directly or indirectly soliciting an existing or pending Member into a sales organization in which he/she is not currently a member.
• Spreading false or misleading remarks or rumors with malicious intent that may disparage PlusMoreUsa, PlusMoreUsa employees, or another PlusMoreUsa Member.
• Any unauthorized use of PlusMoreUsa’s name or copyrighted material (i.e. reproducing PlusMoreUsa’s forms, business cards, etc.).
• Violation of any federal, state or local laws or regulations.
• Stacking is strictly prohibited. Referral stacking is when you acquire a client and place them under a DirectLink of another Member other than yourself.
• PlusMoreUsa Members are prohibited from calling themselves PlusMoreUsa and presenting the Xperience of another member, other than their own.
• Members are prohibited from signing up in the name of another Member. In addition, Members are prohibited from completing an order of PlusMoreUsa Services on behalf of their DirectLink. All Member orders must be completed by the Members themselves. Members are encouraged to routinely review their DirectLink lists to ensure that referrals within it, are ones they have invited. If a Member finds that a referral does not appear on their referrals list that they have personally invited, they must contact Member Services immediately.

2-Offerings/Terms of Service
PlusMoreUsa and its service provider(s) have the sole right to accept or reject orders for services, to establish and change without notice, the prices of such services as well as to establish the terms and conditions of their offering. PlusMoreUsa and its service provider(s) may also discontinue offering any service, without liability or obligation to PlusMoreUsa, its Members or its referrals. Members may only promote services in accordance with their Xperience, with the terms and conditions as established by PlusMoreUsa, any regulatory agency or its service provider(s). All sales representations and activities must be in full compliance with all applicable laws and regulations.

3-Personal Usage/Purchases
A membership will remain active if the member purchase any PlusMoreUsa Service marketed by PlusMoreUsa, within a year. Advancement to higher levels of benefits as member is described in the Member Guide and it is based upon the acquisition of services by their DirectLink and/or DownLink. If a Member chooses to purchase any PlusMoreUsa Service offered by PlusMoreUsa, he/she will be responsible for all billing when due. If a Member bill is past due, the amount will incur an additional 20% late-payment fee for every 30-day late. PlusMoreUsa may deduct amounts owed by members from future Payouts. PlusMoreUsa reserves the right to terminate a Member that is repeatedly past due in the payment of any PlusMoreUsa Services or any money owed to PlusMoreUsa.

4-Unauthorized Contact
Under no circumstances, is a Member permitted to directly contact any partner/carrier/supplier/service provider(s) with whom PlusMoreUsa contracts, unless it is in specific relation to a personal account they may currently have with said provider.
In the event that your DirectLink is experiencing difficulties with a specific provider, please inform your DirectLink to contact PlusMoreUsa directly or the appropriate provider of service to resolve the matter.

5-Conducting Business In Some Place Else
Members can promote their Xperience and invite new referrals in any State within the continental U.S. and in countries where referrals qualify for PlusMoreUsa Services, without exclusivity. Members conducting business in foreign countries must adhere to the PlusMoreUsa Policies and Procedures governing activities in the U.S. Furthermore, Payout amounts to members on foreign countries will be based on the amount of the current Member Guide and the currency use for PayOuts. It the transaction is exchanged by the bank or payment services, PlusMoreUsa is not responsible for the exchange rate. The fees associated with the sending fee will be deducted from the PayOut amount.
Members are responsible for knowing and adhering to all laws and accepted business practices in countries they choose to market. This includes but is not limited to Customs and Immigration Laws and accepted marketing practices.

6-Further Limitations
PlusMoreUsa reserves the right to limit or disallow any activities that cast negative aspersions on the integrity, truthfulness, and/or reputation of PlusMoreUsa.

7-Independent Contractor Status
Claims of Employment
Members are independent contractors and not employees of PlusMoreUsa. The position of Member shall not be construed as creating a relationship of employee-employer, agency, partnership or joint venture between any participant,member, sponsor and PlusMoreUsa. It is impermissible to assert or imply that an Member or prospective Member is or will be employed by PlusMoreUsa. Dispute Resolution; Certain Waivers; Governing Law/Venue

8-Dispute Resolution

1.Dispute Resolution
PLEASE READ THIS SECTION OF THESE POLICIES AND PROCEDURES CAREFULLY, AS IT PROVIDES FOR THE RESOLUTION OF MOST DISPUTES THROUGH BINDING ARBITRATION.

(a)- If either PlusMoreUsa or a Member has a dispute with the other arising from or relating to the Member’s position or otherwise arising from or relating to this Agreement (a “Dispute”), the party initiating the dispute must first try to contact the other to resolve the dispute informally in good faith. PlusMoreUsa must call the Member at the contact number PlusMoreUsa has on file for the Member. The Member must call PlusMoreUsa Member Services at 888-338-7587, or such other number that PlusMoreUsa may subsequently identify and publish.
(b)- As evidenced by the Member Agreement, the Member’s relationship with PlusMoreUsa is an interstate commerce transaction and this Section 8.1. is therefore governed by the Federal Arbitration Act. All Disputes (in any case, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal or equitable theory) must be resolved by final and binding arbitration, pursuant to the Commercial Dispute Resolution Procedures (collectively, “AAA Rules”) of the American Arbitration Association (“AAA”), as in effect at the time of the arbitration, and as modified herein. The Member may contact AAA in writing at one of its locations (e.g. Mediation Resolves, 34033 Cordoba Lane, Orlando, FL 32776). The Member may also obtain additional information about AAA and its procedures from AAA’s website, at www.adr.org. Notwithstanding the foregoing in this subsection (b),(i) either the Member or PlusMoreUsa may bring an individual action against the other party in small claims court (or comparable court of competent jurisdiction within the Orange County, Florida) so long as the only parties to that action are the Member and PlusMoreUsa, and the total value of the claims made in the action is less than $5,000, and (ii) nothing herein shall prevent PlusMoreUsa from enforcing the Member Agreement, including without limitation taking corrective or remedial action such as deactivation for an Member’s violation of the Policies and Procedures. Following the contact required in subsection (a) above and prior to commencing an arbitration proceeding with the AAA, a party seeking to arbitrate any Dispute must send to the other party, via certified mail, a written Notice of Dispute (“Notice”). The Notice to the Member must be sent by PlusMoreUsa to the Member’s address on file with PlusMoreUsa. The Notice to PlusMoreUsa must be addressed to: PlusMoreUsa 13538 Village Park Drive #115 Orlando Fl 32837 (“Dispute Notice Address”). The Notice must (i) describe the nature and basis of the claim or Dispute; and (ii) describe the specific relief sought. The Member and PlusMoreUsa each expressly agrees to attempt to resolve any Dispute by first sending the Notice to the other party, prior to initiating or commencing an arbitration proceeding with the AAA.

(c)- If a Dispute is not satisfactorily resolved within sixty (60) days after the Notice is sent, either party may then commence an arbitration proceeding with the AAA. Any Dispute must be brought within two (2) years after the date on which the basis for the Dispute first arises.

(d)- In conducting the arbitration, and in making any award, the arbitrator will be bound by and must strictly enforce the terms of the Member Agreement, and will not expand, limit, or otherwise modify the terms of the Member Agreement. The arbitrator will not have the authority to award punitive or exemplary damages or attorneys’ fees or any other damages waived under the Member Agreement. The Member and PlusMoreUsa each expressly waives any claims for an award of damages that are excluded under the Member Agreement.

(e)- The arbitration will be based only on written submissions of the parties, and the documents submitted to the AAA relating to the Dispute, unless either party requests that the arbitration be conducted pursuant to the AAA’s in-person, telephonic, or on-line procedures. If the amount involved in the Dispute is less than $5,000, the arbitration will be conducted in the county of the last address of the Member on file with PlusMoreUsa. If the amount in dispute is $5,000 or more, the arbitration will be conducted in Orlando, Florida. Each of the Member and PlusMoreUsa has the right to be represented by an attorney in any arbitration.

(f)- The party initiating arbitration must pay the applicable AAA filing fee when submitting its written request for arbitration to the AAA. Unless otherwise provided for in the AAA Rules, or in the arbitration award, all other administrative fees and expenses of arbitration, including the fees and expenses of the arbitrator, will be divided equally between the Member and PlusMoreUsa. The prevailing party may seek to recover from the other party the AAA’s fees and the expenses of the arbitrator. If a party selects an in-person, telephonic, or on-line arbitration process, such party must pay its share of any higher administrative fees and costs for the process it selects.

(g)- Unless applicable substantive law provides otherwise, each party will pay its own expenses to participate in the arbitration, including attorneys’ fees and expenses for witnesses, document production, and evidence presentation.

(h)- All post-award proceedings will be governed by the Federal Arbitration Act. Any award may be confirmed and enforced in any court of competent jurisdiction. The arbitration will be confidential. Neither the Member nor PlusMoreUsa may disclose the existence, content, or results of the arbitration, except to confirm and enforce the award, to its own legal or financial advisors, or as may be required by law.

(i)- CLASS ARBITRATION WAIVER. Each Dispute will be resolved on an individual basis. EACH OF THE MEMBERS AND PLUSMOREUSA SPECIFICALLY AGREES THAT IT MAY BRING CLAIMS AGAINST THE OTHER ONLY IN ITS INDIVIDUAL CAPACITY, AND NOT AS A CLAIMANT OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. The Member Agreement does not allow class or collective arbitrations even if applicable AAA rules would. EACH PARTY AGREES THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS OF MORE THAN ONE PERSON’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING
(“Class Arbitration Waiver”). Notwithstanding anything else in this Section 8.1., the validity and effect of the Class Arbitration Waiver may be determined only by a court and not by an arbitrator. Each of the Member and PlusMoreUsa acknowledges that the Class Arbitration Waiver is material and essential to the resolution of any Dispute and is non-severable from this Section 8.1.. THEREFORE, IF THE CLASS ARBITRATION WAIVER IS LIMITED, VOIDED, OR OTHERWISE FOUND UNENFORCEABLE, THEN THE ENTIRETY OF THIS SECTION 8.1.(but only this Section 8.1.) SHALL BE NULL AND VOID AND IF A PARTY CHOOSES TO PROCEED WITH ITS CLAIM IT MUST DO SO IN COURT PURSUANT TO SECTION 8.4.

(j)- NOTWITHSTANDING ANY OTHER PROVISION OF THE Member AGREEMENT, THE ARBITRATOR MAY AWARD MONEY OR INJUNCTIVE RELIEF ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF WARRANTED BY THAT PARTY’S INDIVIDUAL CLAIM. NO CLASS OR REPRESENTATIVE OR PRIVATE ATTORNEY GENERAL THEORIES OF LIABILITY OR PRAYERS FOR RELIEF MAY BE MAINTAINED IN ANY ARBITRATION HELD UNDER THIS AGREEMENT.

(k)- NOTHING IN THIS SECTION 8.2. PREVENTS PLUSMOREUSA OR THE MEMBER FROM SEEKING PRELIMINARY OR PERMANENT INJUNCTIVE OR OTHER SIMILAR RELIEF, FROM A COURT OF COMPETENT JURISDICTION.

2.Class Action Waiver
In the event any claim proceeds in court rather than through arbitration, for any reason, each of the Member and PlusMoreUsa agrees that such Dispute will only be resolved on an individual basis (“Class Action Waiver”). EACH OF THE MEMBERS AND PLUSMOREUSA SPECIFICALLY AGREES THAT IT MAY BRING CLAIMS AGAINST THE OTHER ONLY IN ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

3.Jury Trial Waiver
To the extent any claim proceeds in court rather than through arbitration, for any reason, if not prohibited by applicable law, EACH OF THE MEMBERS AND PLUSMOREUSA WAIVES ANY RIGHT TO A JURY TRIAL.

4.Governing Law/Venue
The Member Agreement, including its formation, construction, interpretation, and enforceability, is governed by and shall be construed in accordance with the law of the State of Florida, without regard to its choice of law rules, except that the arbitration provisions of Section 8.1. of this Agreement are governed by the Federal Arbitration Act. Unless otherwise agreed, court proceedings must be in Orlando, Florida, provided that if you bring a small claims action as permitted in Section 8.1. you may do so in the jurisdiction of your address on file with PlusMoreUsa. Subject to arbitration requirements in Section 8.2., for any court action in connection with this Agreement brought in a jurisdiction consistent with the foregoing sentence, each of the Members and PlusMoreUsa agree to submit to the personal and exclusive jurisdiction of such court and waives any objection as to venue or inconvenient forum. The Member and PlusMoreUsa each agrees that regardless of any statute or law to the contrary, but not to the exclusion or in lieu of any such statute or law providing for a shorter limitations period, any claim or cause of action arising out of or related to the Member’s relationship with PlusMoreUsa or the Member Agreement must be filed within two (2) years after such claim or cause of action arose or be forever barred.

5.Amendments
Notwithstanding any other provision of the Member Agreement to the contrary, this Section 8.2. of these Policies and Procedures may only be amended by the mutual agreement between the Member and PlusMoreUsa. No amendment shall apply retroactively to any dispute known to PlusMoreUsa or the Member at the time of amendment.

9-Contractual Obligations
All Members are responsible for any expenses which result from their business operation. Miscellaneous expenses include, but are not limited to, license or permits required to operate a business, legal fees connected with the use of a business name, telephone expenses, product advertising, etc. Members shall not involve PlusMoreUsa in any contractual relationships relative to their businesses. Members cannot and shall not sign contracts, rent or lease office space or equipment, open bank accounts, secure credit, cash negotiable instruments, make purchases or enter into agreements of any kind in the name of PlusMoreUsa. Such action is prohibited and cause for termination of Member status. Each Member shall hold PlusMoreUsa, its shareholders, partners, members, directors, officers and employees harmless from any claims, damages or liabilities arising out of such action.

10-Reporting Taxes Members are not considered employees for purposes of the Social Security Act, the Federal Unemployment Tax Act, Federal Income Tax laws or any other laws governing employees. It is the Member’s responsibility to make self-employment and income tax payments as required by law. As such, PlusMoreUsa does not deduct any taxes from any PayOuts. PlusMoreUsa will send a Form 1099 to all applicable Members who earn $600 or more in a tax year. It is the Member’s responsibility to provide PlusMoreUsa with the proper Social Security Number or Taxpayer Identification Number. If the information that is provided is incorrect or if the Internal Revenue Service notifies PlusMoreUsa that the information does not match their records then PlusMoreUsa will hold all future payments until the matter is resolved.

11-Business and Legal Entities as an Member

A)Companies
A sole proprietorship, partnership, Limited Liability Company (LLC) or corporation may become an Member subject to review and approval by PlusMoreUsa. However, no individual may participate in more than one Member position without the prior written approval of PlusMoreUsa. For the company to become a new Member, or to change their current Member status to a company, PlusMoreUsa must be notified in writing. Written notice is also required when changing an existing individual’s Member status to a company. The following items are needed to apply for an PlusMoreUsa Member status as a company: a- The name of the company b- The company's Taxpayer Identification Number c- A list of all partners/shareholders/members with more than 5% ownership – the document MUST include the Social d- Security Number Or Tax ID Number for each person listed e- A completed PlusMoreUsa Member Agreement, signed by an individual authorized to enter into binding agreements on behalf of the business entity Individuals who submit the Member agreement must be authorized to enter into binding contracts on behalf of the company.

B)Trusts
A Member can operate their Member status in the name of a trust. The person(s) that is (are) responsible for operating the business of the trust must be of legal age and cannot be another Member or have an ownership interest in another Member status.
To become a new Member as a trust or to change an existing Member status to a trust, PlusMoreUsa requires written notification and a new Member agreement.
The following items are needed to apply for an PlusMoreUsa Member status as a trust:
a-A legal document displaying the name of the trust and a legal opinion from an attorney stating that the trust is in compliance with all state and federal laws b-A document that provides proof of the trust’s Taxpayer Identification Number c-A document that lists all trustees including the Social Security Number for each person listed. For a Grantor Trust, a document that provides the Social Security Number of the Grantor. d-A completed Member Agreement, signed by an individual authorized to enter into binding agreements on behalf of the trust. The person who submits the written notification must be authorized to enter into binding contracts on behalf of the trust. It is the Member’s responsibility to insure that PlusMoreUsa has received all the required documentation to list the Member status as a company or trust. If PlusMoreUsa has not received the appropriate documentation within 30 days, then PlusMoreUsa will suspend the Member position until all of the documentation is received and processed by PlusMoreUsa. In addition, any commissions or CABs earned during the suspension period will be held until the matter is resolved.

C)Marriage
A spouse may operate under the same Member position or independently. If the spouse chooses to operate independently, then one spouse must be sponsored by the other. PlusMoreUsa reserves the right to ensure that spouses who operate a membership independently are correctly sponsored and make any corrections that are necessary. Spouses who choose to operate the same position will be treated as partners. In the case of a divorce, the Members must notify PlusMoreUsa of the effect on the Member position(s) and provide such documentation as PlusMoreUsa may request. In the event of a dispute between Members over the ownership of an Member position, PlusMoreUsa has the right to suspend the Member position pending resolution of such dispute or consider the party listed as the primary contact on the Member position to be the owner of the position. PlusMoreUsa will not be liable for any losses, claims, or expenses arising from such treatment of the Member position prior to PlusMoreUsa’s receipt of notice and requested documentation of the final disposition of the position. Notwithstanding anything to the contrary contained in your Member Agreement, in the event of a divorce, following formal disposition of the formerly-shared Member position, a former spouse who loses all rights and interest in the formerly-shared Member position is permitted to start a new Member position under any permitted sponsor, despite having an interest in the formerly-shared Member position within the preceding 12-month period.

D)Specifications for Member Names
PlusMoreUsa reserves the right to approve or disapprove any Member’s choice of business names, formation of partnerships, corporations and trusts, for tax, estate planning and liability purposes. If PlusMoreUsa approves such a change by the Member, the organization’s name and the names of the principals of the organization must appear on the Member Agreement along with a Social Security Number or Federal Tax Identification Number. Any request for a change in the name or a change in the Social Security Number or Tax Identification Number of the Member status is subject to a written agreement, signed by all parties involved, submitted to and approved by PlusMoreUsa. PlusMoreUsa reserves the right to verify all authorizations prior to making changes. In the absence of any agreement or notification, PlusMoreUsa will only recognize the individual whose Social Security Number was originally listed on the Member Agreement. Please note that PlusMoreUsa will only continue to service the Member who remains listed in our computer system. PlusMoreUsa reserves the right to intercede in disputes, and if it is determined that unethical activity exists, the status may be suspended and/or terminated.

Identification Numbers
All Members will be assigned a unique username that identifies them as a Member of PlusMoreUsa. This code is referred to as their Member ID. It is the Member's responsibility to provide this username to all his/her referrals and on any business with PlusMoreUsa when sponsoring a new Member.

12-Sponsoring New Members

A-Member Agreements
New Members must complete and sign an Member Agreement or complete the new Member sign up process on the PlusMoreUsa website at www.PlusMoreUsa.com. Only the new Member can complete the online Member Agreement. It cannot be completed by the sponsor on behalf of the new Member. Application fees is free. PlusMoreUsa does not charge members to sign up. The start date of an Member is the date that their completed Member Agreement is entered and application is accepted by PlusMoreUsa.

B-Representation
Members shall make no claim or inference to prospective Members as to the anticipated or actual income an Member might earn. PlusMoreUsa makes no guarantees of income, nor assurances of any profits or success. Furthermore, any profits or success resulting from activities as an Member will be based upon referrals acquisition and the amount of services purchased by those referrals. Any success achieved will be based solely upon the Member’s effort, commitment and skills. Each Member understands that no Attorney General of any state, territory or other regulatory authorities ever reviews, endorses or otherwise approves any service or product membership or compensation program of any marketing company. As such, each Member shall make no such claim to a prospective PlusMoreUsa Member. In the event that a question arises concerning PlusMoreUsa’s compliance with the law, such question shall be submitted to PlusMoreUsa in writing. PlusMoreUsa Members shall make no false claims or misleading statements concerning these relationships and understand that if they do, their relationship with PlusMoreUsa may be terminated and all commissions and bonuses forfeited. Members agree to indemnify and hold PlusMoreUsa and its owner(s), shareholder(s), partner(s), member(s), director(s), officer(s) and employee(s) harmless from all claims, damages and expenses, including attorneys’ fees arising out of actions or conduct in violation of the Agreement.

C-Member Disputes
PlusMoreUsa may or may not mediate any disputes between two or more Members if requested to do so by all of the parties involved in the dispute. PlusMoreUsa, however, reserves the right to review sponsoring practices. If PlusMoreUsa agrees to mediate any dispute, its findings shall be binding on all parties involved in the dispute.

D-Changing Sponsorship
PlusMoreUsa believes in and maintains the maximum protection of the Member’s relationship with his or her sponsor. Therefore, changing sponsors is strictly prohibited. It is the responsibility of the Member to ensure the sponsor information submitted on the Member Agreement is accurate and complete. A Member may join PlusMoreUsa under a new sponsor only after a period of no less than one full calendar year from the date of resignation or no less than one full calendar year after a Member fails to qualify for a renewal or cancels their membership. All resignations must be in writing and delivered to PlusMoreUsa. PlusMoreUsa reserves the right to change sponsorship if it is found that unethical or misleading practices were used.

13-Maintaining/Changing the Status of Your Business

A-Selling Your Member Position
To protect the integrity of the business opportunity, PlusMoreUsa restricts the sale of Member positions. All requests for the sale of an Member position must be reviewed and approved by PlusMoreUsa. For permission to sell your Member position, forward a letter or email of intention to sell to PlusMoreUsa, indicating your wish to sell. PlusMoreUsa will send all needed documentation to the seller for completion, before the process can begin. For more information, please contact Member Services. PlusMoreUsa reserves the right to withhold or condition its consent to the sale of an Member position in its reasonable discretion. The Member position WILL NOT be considered SOLD until the sale is approved by PlusMoreUsa. Therefore, DO NOT accept any funds from the potential buyer until the sale has been approved and finalized. PlusMoreUsa charges a $200 fee to process any approved sale. Do not send or pay the $200 fee until PlusMoreUsa has approved the sale. Companies or partnerships that have a change of ownership greater than twenty percent (20%) must notify PlusMoreUsa of such change in ownership. The new owners/stockholders must comply with the terms of the Member agreement and these Policies and Procedures. If there is a change in ownership of 50% or greater then the rules regarding the sale of an Member position apply, including the $200 transfer fee.

B-Transfer/Disposition of Member Business
Upon the death or incapacity of an Member, or of its principals, the rights to the PayOuts and marketing position shall pass to the designated successor, provided said successor complies with all the terms of the PlusMoreUsa agreement, PlusMoreUsa’s Policies and Procedures and fulfills the duties and obligations required of an Member. In the case of a transfer to an existing Member, or to an individual listed as a partner/shareholder/trustee in an existing Member status, the individual will need to contact PlusMoreUsa to discuss his/her options in either maintaining the status or transferring it. If the transfer is of a temporary nature (i.e. the Member is temporarily incapacitated), the subsequent activation and deactivation will likewise be temporary.

C-Change of Member Information
Members must report any change of address, telephone number or email address in his/her member profile inside the Member Virtual ClubHouse at: www.PlusMoreUsa.com, or by sending an email notification to PlusMoreUsa admin@PlusMoreUsa.com, or by calling Member Services 888.338.7587.

14-Commissions
A-Reports Hierarchy Reports and other reports are available to view at the Member Virtual BackOffice in the PlusMoreUsa website (PlusMoreUsa.com). Personal referrals Lists are available to be viewed in the Menu My Referrals on PlusMoreUsa.com Member Virtual BackOffice. The Member acknowledges and agrees such information is proprietary and confidential to PlusMoreUsa and is transmitted to the Member in strict confidence. The information provided may not be distributed to any other individual or company. But for this agreement and the confidentiality consent by members, PlusMoreUsa would provide certain information. Commissions and Bonuses (herein referred as“PayOuts”) are extra income opportunity within the memberships. PayOuts are released on the first business day following the first and third Friday of each month. The PayOut qualifications listed on the PayOut Plan are the minimum qualifications to get paid. PlusMoreUsa recommends that Members exceed the minimum qualifications in order to ensure that they remain fully qualified in the event that one or more referrals do not acquired any service. A Payment Processing Fee will be deducted from each PayOut to cover bank transfer fee to banks other Banks ($45), except Bank of America or Zelle Transfers or CashApp Transfer (Out-Going Transfers are Free). A payment will not be issued until the total amount (less the Payment Processing Fee) is greater than $50. The Member will also be responsible for a 4.5% CashApp Transfer-in Transactions. Any transaction for services will incur a 3.5% convenience fee when Debit or Credit card is used. A $25 Re-issue Payout Fee will apply anytime a payment is returned to PlusMoreUsa and requested to be re-issued. If a stop payment must be placed and a new payment re-issued, the Member will be responsible for a $25 Stop Payment Fee. The Member will also be responsible for a $15 Administrative Fee (for each payment) if they wish to withdraw earlier that the designated paydays. PlusMoreUsa reserves the right to retract the payment of any PayOut if it is found that a referrals used to qualify for a PayOut or Bonus level was not a valid billing referrals. There will be an automatic reversal of all PayOut and bonuses, if a PlusMoreUsa Service is disputed or reversed by a referral within 90 days.

B-Eligibility for PayOuts In order to receive PayOuts, Members must maintain reach certain qualifications disclosed in the PlusMoreUsa PayOut Plan.

C-PlusMoreUsa Services Processed by DirectLink (DIRECT-PAY) DIRECT-PAY PayOuts are bi-weekly amounts paid as a percentage to Members who have referred a qualified DirectLink. The percentage paid originate from orders and payments of PlusMoreUsa Services.

D-PlusMoreUsa Services Processed by DownLink (DOWN-PAY) DOWN-PAY PayOuts are bi-weekly amounts paid as a percentage to Members from orders paid by his/her DownLink. The percentage paid originate from orders and payments of PlusMoreUsa Services.

E-PlusMoreUsa Services Processed by DeepLink (DEEP-PAY) DEEP-PAY PayOuts are bi-weekly amounts paid as a percentage to Members from orders paid by his/her DeepLink. The percentage paid originate from orders and payments of PlusMoreUsa Services.

F- G-Bonus Weekly Goal (2WEEK50) 2WEEK5 Bonus PayOuts are bi-weekly amounts paid to Members who have reach a weekly goal of qualified sales of PlusMoreUsa Service purchases by DirectLink.

H-Bonus Quarterly Goal (MAX90DAY) MAX90DAY Bonus PayOuts are quarterly amounts paid to Members who have reached the highest quarterly goal of qualified numbers of PlusMoreUsa tax-filing-and-other-services DirectLinks (Minimun 15).

I-Adjustments for Bad Debt PlusMoreUsa reserves the right to adjust PayOut for bad debt. The bad debt deducted may be based on the overall bad debt average and/or specific deductions on an account by account basis or a combination thereof. If a Member is found to be targeting referrals whose service was previously cancelled by PlusMoreUsa for nonpayment, or targeting those referrals who knowingly have been denied by PlusMoreUsa, that Member's status may be suspended and/or terminated. In addition, the Member may be held liable for any unpaid debts.

J-Referrals Qualifications The advancement to earned levels in the Compensation Plan are based on the acquisition of active referrals. Each referral application and PlusMoreUsa Service order must contain the username and/or Member ID of the Member that sponsored the referrals. Members are prohibited from entering the username or Member ID of another Member or signing up in the name of another Member. Members are responsible for the validity of their referrals of all referrals that appear on their Personal referrals List. Therefore, Members are encouraged to routinely review their referrals lists to ensure that only referrals that they have personally enrolled are appearing on the referrals list. If a Member finds that a referrals appears on their referrals list that they have not personally enrolled, they must contact Member Services immediately to find out if Referral is a Random user who picked him/her up from the Xperience list. Establishing referrals accounts for the purposes of qualifications when the referrals does not intend to use the service or when the referrals is not aware that such an account has been established is unethical and is subject to disciplinary action up to and including deactivation. PlusMoreUsa reserves the right to remove these referrals from the Member’s position if unethical activities occurred and during any review. Referrals who cancel service with PlusMoreUsa and those who do not use follow the guidance of PlusMoreUsa after getting a PlusMoreUsa Service for a period of months will no longer count as active referrals for qualification purposes. This process is known as "removal." The Personal referrals List will not display those referrals. PlusMoreUsa will advice Sponsor Member of the scheduled removal date and the referrals will be deleted so that the Member can either contact that referrals or acquire new referrals in order to avoid losing qualifications. If a referrals who is scheduled to be deleted, or has been deleted, begins to use the service again, the Member who acquired the referrals will automatically receive credit for that referrals. This document is to be used in conjunction with the latest Compensation Plan documentation available on MyPlusMoreUsa Virtual Member ClubHouse in order to receive the latest adjustments pertaining to qualification. A referrals account cannot count toward qualifications for more than one position and cannot be moved from one Member to another unless that referrals account has been deleted or the referral failed to obtain a services farther than 18 months. Existing PlusMoreUsa referrals who also become and PlusMoreUsa Member can claim their own services from an existing PlusMoreUsa Member’s position 45 calendar days from the new Member’s start date.

15-Compliance

These Policies and Procedures were created as a guideline for PlusMoreUsa and all Members and serve to protect the rights of both parties. These Policies and Procedures are intended to ensure proper functioning of daily business operations. PlusMoreUsa reserves the right to amend the Polices and Procedures from time to time as PlusMoreUsa deems necessary. Any Member who violates any provision of the Member Agreement, which includes all Policies and Procedures itemized herein, may be terminated by PlusMoreUsa. Termination cancels any and all rights, and will be effective upon verification of said violation(s) and notification of the offending Member by PlusMoreUsa. In the event a dispute arises between PlusMoreUsa and an Member as to their respective rights, duties and obligations under this agreement, or in the event of a claim of breach of this agreement by either party, such dispute shall be exclusively resolved through binding arbitration as described in the Member Agreement. Under no circumstance would a Member who is terminated for unethical activity be entitled to the refund of their PlusMoreUsa Services fee or any fee paid to PlusMoreUsa or be allowed to transfer their referrals or their Member position to another party.

16-Confidentiality and Noninterference, Nondisclosure of Proprietary Information

During the term of the relationship with PlusMoreUsa, the Member may receive information or data constituting a trade secret or confidential information of PlusMoreUsa in which event, the Member shall treat such trade secret or confidential information as strictly confidential and wholly owned by PlusMoreUsa, as applicable. No Member may, for any reason, nor in any manner, directly or indirectly use, sell, lend, lease, distribute, license, give, transfer, disclose, disseminate, reproduce or otherwise communicate any such item of information or data to any person or entity for any purpose other than as authorized by PlusMoreUsa in writing. The definition of "confidential information" shall mean proprietary and confidential data or information of PlusMoreUsa which is not publicly known or available to the competitors of PlusMoreUsa. "Confidential information" also includes without limitation, information regarding PlusMoreUsa or, Members, referrals or prospective referrals, marketing methods, business and technical plans, product information and pricing. The definition of "confidential information" includes "trade secrets" which shall mean that portion of confidential information which constitutes trade secrets as defined by applicable law and including, without limitation, confidential computer programs, software, designs, processes, procedures, formulas and improvements, whether copyrightable or not. Members must use their best efforts to preserve all confidential Information until it becomes generally available to the public or PlusMoreUsa agrees in writing that such information may be disclosed or is otherwise no longer deemed to be confidential. During the term of this Agreement, I agree that I shall not, directly or indirectly, sell or solicit any referrals of an PlusMoreUsa Product to purchase any product or service that is the same as or similar to any PlusMoreUsa Service offered by another provider or distribution channel other than as specifically designated or approved in writing by PlusMoreUsa. Members shall not, during their relationship with PlusMoreUsa and for a period of two years thereafter, directly or indirectly, divert, entice, knowingly call upon, sell or solicit, take away or move any referrals of PlusMoreUsa, whether or not the Member originally procured or brought such referrals to PlusMoreUsa (such activities are collectively referred to herein as “solicitation”). All referrals solicited by Members on behalf of PlusMoreUsa are deemed to be referrals of PlusMoreUsa and not of its Members. Members understand that such prohibition of non-solicitation shall be strictly enforced and that PlusMoreUsa shall be a third party beneficiary of this prohibition as well as any proprietary and confidential information provided to PlusMoreUsa which in turn is received by the Member. Further, during the term of the Member Agreement and for a period of two years thereafter, Member may not enter into a direct marketing relationship with any service provider(s) of PlusMoreUsa or any other distribution or sales channel for any such party. Violation of this covenant and condition will result in forfeiture of all Member rights, including all current and future commissions, bonuses and payments of any kind. On a periodic basis, PlusMoreUsa will supply data processing information and reports to the Member, which will provide information to the Member concerning the Member’s organization, service purchases and service mix. Members agree that such information is proprietary and confidential to PlusMoreUsa and is transmitted to the Member in confidence. The Member agrees that he or she will not disclose such information, directly or indirectly, to any third party nor use the information to compete with PlusMoreUsa in any manner. The Member and PlusMoreUsa agree that, but for this agreement of confidentiality and nondisclosure, PlusMoreUsa would not provide the above confidential information to the Member.

17-Privacy Policy

1.Personal Information PlusMoreUsa is committed to protecting the privacy of our Members’ and referrals’ personal information. “Personal Information” means any information about an identifiable individual, other than business contact information. We protect personal information by maintaining strict physical, electronic, and procedural safeguards that meet or exceed applicable Federal laws and regulations. The Member acknowledges that PlusMoreUsa may not share his/her contact information, including primarily email address, phone number, and physical address, with other Members or his/her Sponsor without prior written authorization of the member. One of the key purposes of any such sharing is to improve the effectiveness of the contact management tool available through Virtual ClubHouse. Unauthorized access to or disclosure of personal information, including account information, or personal identification number, is a violation of PlusMoreUsa’s Privacy Policy, and is strictly prohibited. The Member acknowledges that, in the course of the performance of this Agreement, (s)he will be provided with and have access to Personal Information and that such Personal Information is confidential. The Member agrees that such Personal Information will be collected, used and disclosed only for the purposes for which it was collected and only in relation to the provision of PlusMoreUsa’s services or products or this Agreement, that (s)he will safeguard such Personal Information by appropriate organizational, physical and technological means ("Safeguard Obligations") and not, other than as required in relation to the provision of PlusMoreUsa’s services or products, disclose, transfer, sell, assign, publish or otherwise make available any Personal Information for his/her own use or the use of any other person or entity except where disclosure may be required to comply with a subpoena, warrant, or court order, or if requested by a government institution which has the lawful authority to obtain the Personal Information, or if otherwise required by law; Upon reasonable request, the Member shall provide PlusMoreUsa access to, and the right to inspect, any or all Personal Information collected, used or disclosed by the Member during the course of the Agreement; The Member shall, at the prior written request of PlusMoreUsa, promptly return any Personal Information and all copies thereof in any form whatsoever under the power or control of the Member to PlusMoreUsa, and delete the Personal Information from all retrieval systems and databases or destroy same as directed by PlusMoreUsa and furnish to PlusMoreUsa a certificate by an officer of the Member of such deletion or destruction; The Member agrees to co-operate with PlusMoreUsa in any regulatory investigation or in any internal investigation regarding any alleged privacy breach or complaint. In order to ensure the special integrity of Members’ personal information, and to protect Members positions from unauthorized access, PlusMoreUsa asks that all Members adhere to the following procedures: Only new Members shall complete and sign and Member Agreement, or complete the Member sign-up process on the PlusMoreUsa website at PlusMoreUsa.com. Only new Members shall complete the online Member Agreement. A Member’s sponsor should not complete any agreement on behalf of the Member, or obtain account information, including position numbers and passwords. Member account information and passwords should not be accessed by, or provided to anyone but the Member whose name appears on the Member Agreement.

2.Indemnification The Member agrees to defend, indemnify and hold PlusMoreUsa harmless from any claims and actions against PlusMoreUsa relating to the Member’s violation of any state or federal privacy acts relating to the collection, use or disclosure of Personal Information. The Member also agrees to defend, indemnify and hold PlusMoreUsa harmless from any claims and actions against PlusMoreUsa relating to any marketing or promotions developed for PlusMoreUsa by the Member, when the Member was indemnified by a third party which did not also indemnify PlusMoreUsa.

3.Termination In the event of a material breach by either party of any applicable privacy laws or provisions in this Agreement relating to such laws, the non-breaching party may terminate the Agreement, by written notice to the breaching party, 30 days after first delivering notice of such breach and the failure to cure such breach within the 30 days.

4.Amendments In order to sustain a viable marketing company, PlusMoreUsa specifically reserves the right to make any amendments or adjustments it deems necessary with respect to products and services offered, its Policies and Procedures, the marketing and Compensation Plan and/or pricing. Upon notification through PlusMoreUsa’s website, any such changes are incorporated as part of this agreement between PlusMoreUsa and its Members.

5.Summary We are offering this membership that will prove to be financially beneficial for those with the motivation to achieve something extra. It offers the freedom to design personal goals, an opportunity to develop long-term stability, and a relationship of respect with our company. The relationship between PlusMoreUsa and its Members is that of a team, based on mutual trust, respect and integrity. By assisting our Members in achieving their financial goals, PlusMoreUsa strives to demonstrate the true meaning of its name (Plus = Add), (More = Additional),(Usa=Dollars). This is our promise to you. “We will assist you to get Extra Cash in US Currency” with Our Membership.

MARKETING AND ADVERTISING POLICY

A- General Marketing and Promoting Policy
B-PlusMoreUsa has developed a success system based on solid experience and knowledge. As such, we have created an easy-to do marketing business of Financial Services, that people know and are already paying for. No other marketing materials or activities are necessary to become successful as an PlusMoreUsa Member. Therefore, PlusMoreUsa strongly discourages our Members from creating and/or distributing any marketing materials. Marketing materials for the purpose of this policy is not limited to printed material, but also includes website and online content, appearances and media representation.
Members must obtain prior written approval from PlusMoreUsa for any materials created for their Marketing business of PlusMoreUsa Services. Members must complete the Request Form available by email us at: admin@PlusMoreUsa.com attention to PlusMoreUsa Marketing Request via one of the methods available on the Contact Us page on our website. Any written approval given by PlusMoreUsa will only be for the material submitted and reviewed. Any additional material will need to be re-submitted for approval. All changes to personal marketing material requested by PlusMoreUsa must be made. If not, the Member will be found to be non-compliant with PlusMoreUsa’s Policies and Procedures, and further action will be taken up to and including deactivation. All approval for Member marketing and advertising remains at the sole discretion of PlusMoreUsa.

C-Use of PlusMoreUsa’s Identity
In addition to our Members and employees, PlusMoreUsa’s identity is one of its most valuable assets and, therefore, must be protected at all times in order to maintain its integrity for all. As such, PlusMoreUsa Members are strictly prohibited from representing themselves as having any other affiliation with PlusMoreUsa other than as an "PlusMoreUsa Member" at any time or in any manner. Also, Members are strictly prohibited from using PlusMoreUsa logos, names, service marks, or other proprietary information belonging to PlusMoreUsa, unless approved in writing by PlusMoreUsa. This includes, but is not limited to, website URLs, online content, marketing materials, photography, signage, etc. Only PlusMoreUsa are authorized to use such logos, names, service marks and other proprietary information. The production of any material containing logos, names, service marks and other proprietary information of PlusMoreUsa is strictly prohibited without prior written authorization.

D- Acquisition and Recruiting - DirectLink
PlusMoreUsa is a financial services and personal and business tax company that uses a member network or relationship-based, person-to-person marketing. Members may not engage in referrals marketing practices inconsistent with PlusMoreUsa’s model. Examples of marketing practices that are inconsistent with PlusMoreUsa’s model include marketing through permanent retail establishments, trade shows, and purchased leads. The use of mass marketing techniques, such as telemarketing, telefaxing, email blasting, door-to-door marketing, “speed dial” (random or auto dialing), and similar techniques, may be subject to regulation and are strictly prohibited for any purpose without the expressed and written consent of PlusMoreUsa. Members are responsible for adhering to any applicable laws and regulations that govern the marketing practices they choose to use, and Members are responsible for ensuring the accuracy of all information presented.

E-Unauthorized Contact
Under no circumstances, is a Member permitted to directly contact any partner/carrier/supplier/service provider(s) with whom PlusMoreUsa contracts, unless it is in specific relation to a personal account they may currently have with said provider. Therefore it is strictly prohibited to recruit employees from a financial service partner.

F-Unauthorized Conduct and Behavior
Members are not permitted to contact PlusMoreUsa Service provider(s) directly for information, questions or advertising or service material without the written and expressed consent of PlusMoreusa, except the IRS and State or Local Tax government. Everything a Member needs can be found on PlusMoreUsa for Members. Members cannot approach PlusMoreUsa provider(s) regarding the PlusMoreUsa Membership in an effort to recruit them as Members. Members cannot use any PlusMoreUsa provider(s) name or logo on personal websites, including references to a provider’s phone number. Members are prohibited from completing an order– either through completing a paper LOA, or online through the PlusMoreUsa referrals portal, on behalf of their referrals. All referrals orders must be completed by the referrals. The Member may be present to guide the referrals through the order process, but must not complete any order information for the referrals.

G-Development and Use of Independent Marketing Materials
Marketing materials are defined as any printed, broadcast or online communications including, but not limited to, advertisements, brochures, videotapes, audiotapes, flyers, banners, flags, websites, telephone recordings, emails, presentation materials, apparel, building signage, etc. PlusMoreUsa strictly prohibits Member-created marketing materials that 1) do not adhere to PlusMoreUsa’s policy on use of logos, names, trademarks, and proprietary information, 2) make any specific references to PlusMoreUsa’s products, plans, rates or any component of the Compensation Plan, 3) make any claims or guarantees related to savings, rates or pricing, either expressed or implied, 4) make any earnings claims or provide any hypothetical earnings calculations, either expressed or implied, or 5) represent PlusMoreUsa as an employment opportunity, either expressed or implied unless approved in writing by PlusMoreUsa. PlusMoreUsa will allow the distribution of Member-created marketing materials, that promote a presentation meeting, event or piquing interest conversation for purposes of recruiting only, provided that said materials: 1) are not sold, 2) only promote a presentation meeting, event or piquing interest conversation, 3) adhere to PlusMoreUsa’s policy on use of logos, names, trademarks and proprietary information, 4) do not make any specific references to PlusMoreUsa’s products, plans, rates or any component of the Compensation Plan, 5) do not make any claims or guarantees related to savings, rates or pricing, either expressed or implied, 6) do not make any earnings claims or provide any hypothetical earnings calculations, either expressed or implied and 7) do not represent PlusMoreUsa as an employment opportunity, either expressed or implied.

1-Personal Websites, Blogs, Web Pages and Social Networking Sites
PlusMoreUsa understands the increased use of online material, and that many Members may wish to utilize these methods in running their PlusMoreUsa business. There are extremely strict rules and regulations that these online websites and web pages must adhere to. Please refer to section IX of this document for complete details.

2-Business Cards
PlusMoreUsa Members are able to order business cards through the Services section of PlusMoreUsa Member Virtual ClubHouse. Only business cards ordered through PlusMoreUsa are authorized to include the logo, and other proprietary information belonging to PlusMoreUsa as they are produced by an approved third party vendor. If an Member wishes to create their own business cards they are not permitted to use any logos, names, trademarks and other proprietary information pertaining to PlusMoreUsa. They may however, refer to themselves as an “PlusMoreUsa Member”. Earnings/Income Claims and Savings, or Refund Guarantees PlusMoreUsa, is strictly prohibited by PlusMoreUsa to its Members. Making any claims or guarantees related to earnings/ income, whether expressed or implied. This limitation extends to both written and verbal communications. Only company prepared and approved hypothetical earnings calculations are permitted to be used, and they may only be used for purposes of describing the PayOut Plan. PlusMoreUsa Members may not make any references to specific or numerical saving guarantees, whether expressed or implied, with respect to PlusMoreUsa’s services, including Tax Refunds. For example, it is a policy violation to use verbiage such as “PlusMoreUsa get you up to 30% more on your Income Tax Filing.” An example of acceptable verbiage is “Most referrals received the best possible refund with PlusMoreUsa.” This limitation extends to both written and verbal communications.

3-Use of Partner Information
PlusMoreUsa’s success relies heavily on its relationship with its providers to provide our referrals with great services and value. As such, PlusMoreUsa only has the license and permission to use provider proprietary information such as logos, names and trademarks on PlusMoreUsa created print and web material. Members are not permitted to use provider names and/or logos on any marketing or advertising material that they create. However, Members are able to use wording to the effect of “top tax bank products” or “low cost tax bank products.”

4-Cash or Monetary Incentives
PlusMoreUsa strictly prohibits PlusMoreUsa Members from offering cash or monetary incentives, promotions, prizes or bonuses to members of their DirectLink or sponsor members, or referrals as a method of influencing referrals acquisition. To eliminate cross-line recruiting practices, PlusMoreUsa strictly prohibits the use of cash or monetary incentives/promotions/prizes/bonuses for purposes of recruiting new Members. PlusMoreUsa encourages its Members to promote referrals acquisition and recruiting by adhering to PlusMoreUsa’s specific marketing model.

5-Fundraising
PlusMoreUsa strongly discourages marketing the PlusMoreUsa membership to not-for-profit organizations as a method of fundraising as these programs seldom work well within PlusMoreUsa’s proven marketing model. However, if introducing the PlusMoreUsa membership to a not-for-profit organization, Members are responsible for advising the organization to discuss the tax implications of this type of business with PlusMoreUsa or any other professional tax advisor. The not-for-profit organization must be made aware that laws vary and that some state attorneys general have guidelines that must be complied with. In addition, all state and federal non-profit fund raising laws must be complied with.

H-Recorded Messages
PlusMoreUsa Members may not have a voicemail message or answer his or her telephone in a manner that would lead the caller to believe that they have reached any official or corporate office of PlusMoreUsa. When using the PlusMoreUsa name, Members must say “PlusMoreUsa Member”

I-Promotion of other Businesses or Programs
PlusMoreUsa strictly prohibits the co-marketing of any other business, product, service, seminar or program in conjunction with the PlusMoreUsa membership without the expressed and written consent of PlusMoreUsa. This limitation applies to all promotional activities including, but not limited to, marketing materials, events, presentations, verbal solicitations, etc. In addition, PlusMoreUsa strongly discourages the practice of using non-PlusMoreUsa speakers at any PlusMoreUsa- related event.

J-Media Enquiries and Personal Appearances
On occasion, PlusMoreUsa Members may be contacted by members of the media as a source or subject for a story. If this occurs Members must immediately refer such inquiries directly to PlusMoreUsa’s Marketing Department. Members are strictly prohibited from representing PlusMoreUsa in any public media arena, and from using uncompensated media forms including, but not limited to, news releases, articles, editorials, unpaid advertising, infomercials/advertorials, and television, cable or radio program appearances to promote or publicize PlusMoreUsa or its products, except as approved in writing by PlusMoreUsa. Such requests must be submitted in writing to PlusMoreUsa’s Marketing Department at least 30 days in advance of the media activity. This policy is necessary to ensure an accurate, legal and consistent public image for PlusMoreUsa and its Members. Members can go online to https://www.youtube.com/channel/UCun5WeRlNsM-F4mtmlMAIaw for the latest media information released by PlusMoreUsa, or for more information. All media representations and/or appearances remain at the sole discretion of PlusMoreUsa at all times.

K-Events
PlusMoreUsa supports the practice of Local Training Events, as they are valuable educational Services when held properly with both professionalism and integrity. The true intent of such events is to provide further education on the PlusMoreUsa Membership and how to be successful within this business. Under no circumstances are Local events or any other type of meeting/training session intended to provide any additional income stream to those who are sponsoring the events, and must be offered as non-charged activities at all times. Under no circumstances are referrals to be charged any form of admission to an event being hosted by an Member. All Local training should be submitted to PlusMoreUsa for approval in conjunction with the current terms of hosting Local training. Local training that does not receive prior approval will be considered operating outside of PlusMoreUsa’s training philosophy and will not be promoted or endorsed by the company in any manner. Attendance at PlusMoreUsa events is not a requirement for being an successful member , nor a prerequisite for success in this business.

L-Internet Marketing and Advertising
PlusMoreUsa maintains a variety of official company websites and also offers all Members the option to sign up for their own personal Distributor Website to help promote their business for free via a referral URL. PlusMoreUsa strongly believes that it provides its Members with all the online Services in order for them to run a successful business, and therefore discourages the creation of any online marketing or advertising outside of what PlusMoreUsa already provides.

M-Personal PlusMoreUsa Distributor Websites
PlusMoreUsa offers its Members a free URL for referral that is created, managed and updated by PlusMoreUsa and is the most effective, easiest way to establish an online business presence. These websites contain PlusMoreUsa information, presentations and other authorized content. With this program, Members can promote PlusMoreUsa services, as well promote and sponsor new Members to the PlusMoreUsa Membership. Each member is linked directly to the representatives Member ID. Members are encouraged to use this URL website in conjunction with their PlusMoreUsa business activities.

K- Other Personal Websites, Blogs, web pages and Social Networking Sites
If an Member chooses to create any personal websites, web pages, blogs and/or social networking sites (Youtube, Facebook , Twitter etc.) the following conditions are mandatory. Content must not include any of PlusMoreUsa’s proprietary information, such as logos, name, service marks, etc. Under no circumstances is PlusMoreUsa video material or online presentations to be made available on any websites other than those created or authorized by PlusMoreUsa. Members however may link to PlusMoreUsa’s company websites or their PlusMoreUsa URL Website to view these videos and presentations. The words “PlusMoreUsa Member” must be on their home page, along with the Member’s name. No online material should give the impression of representing PlusMoreUsa the company, rather than an PlusMoreUsa Member. This includes using PlusMoreUsa as the title for any page within the Web site, especially the Home Page. Member online material must not contain any product information, and may only include information and wording regarding the business opportunity. Except for the link to PlusMoreUsa’s company websites or to your personal PlusMoreUsa URL Website, Independent Consultant Web sites may not have external links. Promoting PlusMoreUsa services online outside of PlusMoreUsa.com or myPlusMoreUsa.com or PlusMoreUsaEng.com is strictly prohibited. Copy downloaded from PlusMoreUsa company websites or taken from printed PlusMoreUsa literature must be used exactly as printed or written. Changing a word or two may change the real meaning or definition. Once your site is completed, send a test link or screen shots along with your Request Form for review and approval. There are no guarantees regarding income, and the success or failure of each Member depends upon each Member’s own skills and personal effort. Web sites should not present false or misleading information about PlusMoreUsa or the PlusMoreUsa Opportunity. Independent Consultants may not violate or infringe on the rights of others, including privacy, publicity and proprietary rights. It is the sole responsibility of each PlusMoreUsa Member to ensure that its online material fully complies with the guidelines in the Policies and Procedures, as well as with all applicable federal and state rules and regulations. Members are also responsible for ensuring that their DirectLink comply with these policies. All content (including graphics) must be submitted to PlusMoreUsa and receive written approval prior to launching the content on the Internet.

Website Domain Names and URLs
Website URLs obtained by an PlusMoreUsa Member cannot contain references to PlusMoreUsa, its affiliates or service marks services, other than a Member’s personal PlusMoreUsa Distributor Website. If a website contains such references, the PlusMoreUsa Member will be required to release the URL to PlusMoreUsa. The registration.

Spamming
PlusMoreUsa does not permit Members to send unsolicited e-mails. Any e-mail sent by a Member that promotes PlusMoreUsa, the PlusMoreUsa Membership, or PlusMoreUsa Services must comply with the following: There must be a functioning return e-mail address to the sender that includes a request that future e-mail solicitations or correspondence not be sent to him or her (a functioning “opt-out” notice). The use of deceptive subject lines and/or false header information is prohibited. All opt-out requests, whether received by e-mail or regular mail, must be honored. All emails sent that promote PlusMoreUsa, its Memberhsips or Services, must adhere to all the other marketing and advertising guidelines in this policy.

Do Not Call Procedures
If an Member receives a request by a consumer not to receive telemarketing calls (or says something similar), Members must add the phone number(s) to the Member’s Do Not Call list and also promptly submit the applicable phone number(s) to PlusMoreUsa Member Services, so that PlusMoreUsa can upload the phone number to the master Do Not Call list. To the extent a Member receives a request by a consumer for a copy of its Do Not Call Policy, the Member shall provide a copy of this policy or substantially similar statement as soon as possible.

Training
Members shall train their DirectLink with respect to this Policy at least annually and within thirty (30) days of each DirectLink Member’s sign-up date if such DirectLInk Member’s work may involve actions relevant to this Policy.

Recordkeeping
Members must maintain records for ten (10) years demonstrating compliance with this Telemarketing Policy, including that they do not place any telemarketing Calls involving services, and that they comply with this Policy and the internal Do Not Call procedures contained herein.

Monitoring and Enforcement
PlusMoreUsa reserves the right to take such actions as may be necessary to monitor and enforce compliance with this Policy. In the event that PlusMoreUsa discovers non-compliance with this Policy by an Member, such non-compliant Member will face suspension or termination of Member status, together with any other recourse available to PlusMoreUsa under the Member Agreement.

Questions

For any questions concerning this policy, please contact PlusMoreUsa Member Services at 1.888.338.7587.